Financial Insecurity


Friday May 10th, 2013 – Caledonia, WI

   Like it or not, I have to knuckle down and make some money. On this cosmic plane, I have not figured out a way to get over the financial hump, and it absolutely stinks. I keep hearing tall tales of how people start with a piece of lint and a gum wrapper and turn it into millions, but I bet nine of ten of those tales aren’t more than fabricated fluff and nothing else. Getting rich is a real bitch.

   Yes people do win the lottery and even businesses hit it big, but more often than not people get in a financial rut and stay there throughout their lives. It’s getting harder to make an honest buck than ever before, and those that do are getting taxed up the poop shoot so why even attempt it?

   One thing I know it’s not is easy. The snake bastards who peddle “no money down” real estate courses on late night TV are oilier than Justin Bieber’s complexion, but the greedy couch maggot masses still get sucked in by the idea of making easy millions without doing anything to earn it.

   I’ve always been willing to earn it, but how? I’ve been so busy focusing on creative endeavors, studying financial fundamentals has been left behind. This is true for millions besides me, and in no way have I ever thought I was alone. The clock ticks, and I need to start socking away cash.

   But it’s so damn difficult without stability. One week or month will go well, but then there will be some fallouts or unexpected bills and before I know it I’m back in the hole deeper than I ever was. If I had more stable income I could plan better, but who does these days? It’s not realistic.

   Then there are those who inherit a hefty wad. Wouldn’t that be sweet? Without a doubt, but too bad for me – everyone in my family tree that could possibly have left me something is now dead and I didn’t get a nickel. I’m not asking for millions, but it would be nice to have a little security.

   It’s no fun floating aimlessly like a dead fish from week to week. Struggling to scrape together a living takes away a lot of creative energy that could be spent on much more meaningful things. I’d much rather be planning a benefit show to help a worthy cause than hoping my rent gets paid.

   I thought for sure I’d be financially secure by now, and by all rights I should be. I was lined up perfectly with my radio job at The Loop in 2004, and that would have been it. I would have had a great run of comedy to go along with the radio and by now I bet I’d have enough saved to retire.

   Woulda, coulda, shoulda. The whole world came crashing down, and it was no fault of my own but I sure am suffering all these years later. Had I been able to get another gig or have time to put another plan together I may be sitting in a different spot altogether. But I didn’t. I had to get back out and start piecing together a living in this cold cruel world where few care about anyone else.

   I thought about all this more than a little today as I loaded a container with trinkets and baubles I’ve been buying at thrift stores and flea markets to take to a person to help me sell on Ebay for a profit. I hope. I don’t have time to fart around with it myself, but I’m trying to start an income so I’m hiring someone to do it for me. It’s a friend of a friend, and I have no idea if it will work out.

  What else can I do but keep slugging? I defy anyone to start from ground zero and get rich with no help from anyone. I’m sure it’s been done and will continue to be done – but it’s about as rare as rappers who say ‘ask’. The odds are stacked against us, even in America. Sorry to say, it’s not the easy cakewalk we’re lead to believe. I’m doing my best, but I could use a break about now.

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